Do you have a kind heart and find it hard to tell someone that you are asking for money? It can be very difficult to tell a friend or relative that you can’t give them money.
Treating it with a moocher can be stressful and tough for your health. One way to help you think about this difficult topic is to influence yourself. If you’re helping someone financially and you have an emergency, will you be okay? Have you saved any emergency funds? My recommendation is to have an emergency fund for at least a year and a half before even considering giving money. It’s amazing how quickly you lose your job or how quickly you burn out after finding a medical emergency.
To you, your friends or loved ones may not seem like a moocher. In fact, it may be a term you never applied to that person. But are they? Do you know how to keep giving money to someone who is constantly asking for it? Suppose you are at work and you are going to lunch and a colleague constantly lets you pay the bill? Or all of a sudden they seem to say innocently, “Hey, I forgot my wallet, can you pay me and I’ll pay you again?” But, once they get back to the office, they never do. It can be an embarrassing situation for you and them. You may end up paying yourself to overcome the embarrassment. But, is it really fair for someone who is working hard to pay someone else. Isn’t it true that they work too, not wanting to leave their money?
Starting to give it to a freeloader can be very difficult to stop. Some of us don’t even have the heart to say no. What I recommend to you is to limit the contact with the movements for a while. I also recommend that you do an in-depth study of your economy. When you see that giving can hurt or that you can’t really afford to help someone else, you can help them say you can’t help. It’s important to look at your financial situation and be honest with yourself. It’s good to have a lively heart, make sure you don’t hurt yourself in the end.